Indianapolis Sheriff's Sales Defense Attorney
Defending Against Sheriff's Sales in Indiana
Foreclosure on a home is not an action that takes place immediately. It may even take many months before a foreclosure is completed. The final step in the foreclosure process is the sheriff's sale, an auction that follows a court order to seize property. Once your home is sold in a sheriff's sale, you lose all rights to it. If you are facing a sheriff's sale and want to protect your home, you must act quickly.
How To Stop a Foreclosure Sale Through Bankruptcy
Bankruptcy is an action that can stop a sheriff's sale. The bankruptcy attorneys from our firm can help you take action toward the prevention of a sheriff's sale. Your mortgage lender must take a number of steps before your home is foreclosed. After you have fallen behind on payments, your lender will initiate foreclosure by serving you with an official complaint for foreclosure and summons. If they are successful, the lender will take a judgment against you. Once entered, a final notice of sheriff's sale can be published.
If you file for bankruptcy at any point in the process, you can stop a foreclosure or sheriff's sale. Each type of bankruptcy will offer a different form of relief.
- Chapter 7 bankruptcy will only temporarily halt a foreclosure or sheriff's sale but can give you the time you need to work out an arrangement with your lender.
- Chapter 13 bankruptcy will offer the opportunity to repay your past-due mortgage balance over three to five years.
Why Hire a Sheriff's Sales Defense Lawyer?
- Protection of Your Rights: The prospect of losing your property can be overwhelming, but our legal team is committed to protecting your rights. We ensure that your interests are represented diligently, advocating for fair treatment and adherence to legal procedures.
- Negotiation Skills: We explore every avenue to resolve disputes before they escalate to a sheriff's sale. We engage in constructive negotiations with creditors, lenders, and other parties involved, aiming for a favorable resolution that avoids the need for a sale.
- Customized Legal Strategies: Each case is unique, and we understand that a one-size-fits-all approach does not suffice. We tailor strategies to the specific circumstances of your case, taking into account the nuances that may impact the outcome. We are dedicated to finding our clients the most effective and personalized solutions.
- Comprehensive Legal Support: Sheriff's sales involve a complex legal process with multiple facets. We provide comprehensive legal support, guiding you through each step of the proceedings. From document preparation to court appearances, our attorneys ensure you are well-informed and well-represented at every stage.
- Timely Intervention: Time is often of the essence in sheriff's sale cases. We promptly intervene and halt the sale proceedings when necessary. We diligently explore all available legal avenues to protect your property within time constraints.
- Peace of Mind: Dealing with the threat of a sheriff's sale can be emotionally draining. We provide you with peace of mind, knowing that seasoned professionals advocate for your rights and work tirelessly to achieve the best possible outcome.
Contact Our Indianapolis Sheriff's Sales Defense Lawyer Today
Our sheriff's sale bankruptcy lawyers in Indianapolis will speak openly about your situation and help you decide which course of action best meets your needs. Homeowners across the Indianapolis area have turned to Jackson & Oglesby Law LLC as they face sheriff's sales. Our lawyers offer knowledgeable representation and decisive action for homeowners facing the loss of their home in a sheriff's sale.
Contact our Indianapolis sheriff's sales defense attorney at Jackson & Oglesby Law LLC today! The sooner you act, the more options you can pursue!