Wage Garnishment Defense Lawyer in Indianapolis
Are Your Wages at Risk of Garnishment?
Garnishment is one of many actions creditors use to collect from debtors. Indiana state laws limit the amount that creditors can take from debtor's paychecks, which is up to 25% for most net wages. Wage garnishments are orders from the court agency and are sent to the debtor's employer.
Creditors will receive a set amount from the debtor's paycheck that their employer is forced to withhold. Wage garnishment can make it so that you are not able to fully support yourself and your family.
Affordable Garnishment Relief Options
At Jackson & Oglesby Law LLC, our Indianapolis bankruptcy lawyers can discuss your available options and help you stop garnishment. Two choices are available for those whose wages are being garnished: settle the matter with the creditor or file for bankruptcy.
Attorneys at our firm can discuss the short-term and long-term benefits to help you become debt free and take back full possession of your earnings. Our legal team can help you stop the garnishment of your wages through bankruptcy or another debt relief solution.
Protect Your Assets with Bankruptcy Law
Are you facing overwhelming debt and the possibility of wage garnishment? Bankruptcy law may offer a solution to help protect your assets and provide you with a fresh financial start. At Jackson & Oglesby Law LLC, our experienced bankruptcy attorneys can guide you through the process and help you understand your options.
Benefits of filing for bankruptcy include:
- Automatic stay: As soon as you file for bankruptcy, an automatic stay is put in place, which halts all collection actions, including wage garnishment.
- Asset protection: Depending on the type of bankruptcy you file, certain assets may be protected from creditors, allowing you to keep your home, car, and other important possessions.
- Debt relief: Bankruptcy can help eliminate or reduce your unsecured debts, such as credit card bills and medical expenses, giving you a fresh financial start.
- Debt management: If you don't qualify for Chapter 7 bankruptcy, Chapter 13 bankruptcy allows you to create a manageable repayment plan to pay off your debts over time.
Don't let wage garnishment and debt take control of your life. Contact Jackson & Oglesby Law LLC today to schedule a consultation and explore your bankruptcy options.
Work with Jackson & Oglesby Law LLC
Bankruptcy offers one immediate benefit for wage garnishment. After bankruptcy has been filed, an automatic stay immediately requires creditors to cease attempts at collection. Filing for bankruptcy allows you the ability to get your financial circumstances back in order. Not only does it end garnishments, but it also terminates foreclosure, repossessions, lawsuits, judgment liens and all other debt collection actions.
Our firm can discuss whether you should file Chapter 7 bankruptcy, Chapter 13 bankruptcy, or another option entirely. When you work with our law firm, you can count on our affordable Indianapolis bankruptcy attorneys to help you plan a strategy that offers maximum debt relief.