Joint Filings

Joint Bankruptcy Filings in Indianapolis, IN

Is Joint Bankruptcy Right for You? We Can Help You Weigh Your Options in an Affordable Way!

When you are contemplating filing for bankruptcy, there are many factors to consider. One of these factors is whether a couple should file jointly or separately. At Jackson & Oglesby Law LLC, we have the knowledge and experience to help you clearly understand what is at stake and guide you to the best possible solution.

Our comprehensive understanding of bankruptcy laws enables us to act in your best interest. We want you to understand the process as well, so that you know that you have made the right decisions regarding how you are going to create a clean slate for you and your spouse.

Read our client reviews to see how others have found success using our legal services for their bankruptcy matters.

What are the Advantages to Filing With Your Spouse?

There are advantages to filing jointly. One is that the fees connected with filing for bankruptcy are the same for joint or separate filings, so filing jointly is less costly. Another advantage is that if one spouse contributed to the debt, but declined to file bankruptcy with the other spouse, creditors could pursue the non-participating spouse for payment of the debt. In this case, if they filed jointly, both would be protected. Also, the amount of exemption for property owned by both parties can be doubled if the spouses file jointly.

It is also more efficient to file jointly as opposed to separately. Sometimes, however, filing jointly can be a disadvantage or not possible. A bankruptcy can be a deterrent to employment opportunities, including needed security clearings in some occupations. Also, if one spouse has an earlier bankruptcy, it may be impossible for that spouse to file again at this time. A spouse will not be able to file Chapter 7 if it's discovered fraud or concealment occurred, and could prevent debt from being discharged.

Get Experienced Legal Guidance for Your Joint Bankruptcy

There are even more factors to consider when trying to decide whether to file jointly or separately for bankruptcy. We provide very personalized legal services, going over your financial situation carefully and fully in order to know what your bests options are. Bankruptcy laws are complex, and without qualified and skilled legal assistance, you may make needless mistakes that will stay with you long into the future.

With our free bankruptcy evaluation, you can get the answers you need. Contact us today by calling (888) 713-5148.


Begin Your Journey to a Clean Slate Today

All Consultations Are Free & Confidential
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy