Indianapolis Creditor Harassment Attorney
Are Creditors Harassing You? Learn More About Your Rights.
If creditors are hounding you constantly regarding overdue payments, you need to talk with an Indianapolis bankruptcy attorney. At Jackson & Oglesby Law LLC, we will stop creditor harassment immediately. We know how stressful it is to have insurmountable debt, much less feeling that you have to fight off the creditors day in and day out.
What is Harassment by a Creditor?
Creditor harassment is when a collector uses abusive tactics when getting consumers to pay off their debt. Collections agencies are allowed to recover money, however, they are not allowed to bully, use deception or threatening techniques to do so.
Some examples of harassment are:
- Calling you without telling you who they are
- Repetitious calls that are intended to annoy you
- Using obscene language in communication
- Threatening you with violence
When you hire us, we will not only stop the creditors from bothering you, we will help you turn around your financial scene so that you are no longer under this heavy burden. We are proud of our high ranking with the Better Business Bureau (BBB). Our bankruptcy lawyers are also members of the National Association of Consumer Bankruptcy Attorneys, and our entire legal team stays current with bankruptcy laws in order to provide you with the best solutions to your debt-related problems.
The Fair Debt Collection Practices Act (FDCPA) dictates that once a person has retained legal representation for assistance in handling debts, creditors are no longer allowed to contact them about their debt.
Filing Bankruptcy in Indianapolis, Greenwood & Muncie
One of the advantages of bankruptcy is that once you file, your creditors are notified, and an automatic stay is created. This automatic stay means that most of your creditors will be prohibited from contacting you. When you hire Jackson & Oglesby Law LLC, we gather all of the necessary documentation and file the bankruptcy petition for you. We will also work with you to determine whether you should file under Chapter 7 or Chapter 13. We can help you determine what type of bankruptcy would be best to file in your situation.
We are here to provide personalized attention to you so that you can finally resolve your debt issues while keeping your home and other property. Contact us today to get started.