Chapter 13 Bankruptcy Lawyer in Indianapolis
Call (317) 288-0147 for Counsel in Indianapolis, Greenwood & Muncie
At Jackson & Oglesby Law LLC, we can help you file for debt relief under Chapter 13 bankruptcy, which allows individuals the opportunity to become debt free by gradually repaying debt without the burden of creditor harassment. There are many reasons that individuals choose to file under Chapter 13, and our firm can help you determine if Chapter 13 or any other form of consumer bankruptcy is right for you.
4 Reasons to Choose Our Indianapolis Bankruptcy Firm
- Affordable Payment Plans, Flexible Hours, & a FREE Evaluation
- 10+ Years' Collective Experience in Bankruptcy Law
- Focus Our Practice 100% on Bankruptcy
- Hundreds of People Helped Through Bankruptcy
An Indianapolis bankruptcy lawyer from our firm can help you take charge of your debts through this form of bankruptcy. In some cases, our client files under Chapter 13 because they do not want to lose certain property that is not protected under Chapter 7, or because they do not qualify for Chapter 7 after failing the means test. We can help you determine if debt restructuring is in your best interest and then take steps to discharge your debts.
How Chapter 13 Bankruptcy Works in Indiana
Chapter 13 bankruptcy is a debt restructuring plan that allows you, as the debtor, the opportunity to
consolidate your debts into one reasonable monthly payment. Your payment will be based on the amount that you are able to pay. Some debts (secured debts, for example) must be paid in full by the end of the
bankruptcy process. These debts may include:
- Auto loans
- Certain tax debts
- Certain student loan debts
- Unpaid child support
At Jackson & Oglesby Law LLC, we can help you prepare a plan that meets your best interests. Do not hesitate to contact us and discuss your options for eliminating overwhelming debts.
Contact an Indianapolis Chapter 13 Bankruptcy Attorney
As you file under Chapter 13, you will be able to take note of the unique advantages within bankruptcy. Lien stripping is one such benefit that involves the removal of a second mortgage if you have more than one. If you are past due on your automobile loan, it may be possible to repay the value of the vehicle, rather than the value of the note. You can learn more about how Chapter 13 bankruptcy can personally benefit you by contacting our firm today!