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Chapter 13 Bankruptcy Lawyer in Indianapolis

Consumer Bankruptcy Counsel in Indianapolis, Greenwood & Muncie

Chapter 13 bankruptcy allows individuals the opportunity to become debt free by gradually repaying debt without the burden of creditor harassment. At Jackson & Oglesby Law LLC, we can help you file under this chapter for debt relief. There are many reasons that individuals choose to file under Chapter 13.

In some cases, the client does not want to lose out on certain property not protected under Chapter 7 or they do not qualify for Chapter 7 because they have failed the means test. An Indianapolis bankruptcy lawyer from our firm has the ability to help you take charge of your debts through this form of bankruptcy. We can help you determine debt restructuring is in your best interest and then take steps to discharge your debts.

How Chapter 13 Works

Chapter 13 bankruptcy is a debt restructuring plan that allows you, as the debtor, the opportunity to consolidate your debts into one reasonable monthly payment. Your payment will be based on the amount you are able to pay. Some debts, secured debts for example, must be paid in full by the end of bankruptcy. These debts may include automobile loans, certain taxes, and unpaid child support. At Jackson & Oglesby Law LLC, we can help you prepare a plan that meets your best interests.

As you file under Chapter 13, take note of the unique advantages within bankruptcy. Lien stripping is another benefit that involves the removal of a second mortgage if you have more than one. If you are past due on your automobile loan, it may be possible to repay the value of the vehicle, rather than the value of the note. You can learn how Chapter 13 bankruptcy can personally benefit you by contacting our firm today!

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Jackson & Oglesby Law LLC - Indianapolis Bankruptcy Attorney
Located at 6520 E. 82nd Street, Suite 101 Indianapolis, IN 46250. View Map
Phone: (888) 713-5148 | Local Phone: (317) 288-0147.
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